Investment mechanics Document for legal review

From a ticket to a room with a title deed.

Three signatures before a notary. Operating agreement with Wyndham for 15 years. Payments in USD by contract from day one.

Summary of the mechanics Wyndham Partner · project operator
8% per year by Wyndham contract
Entry ticket USD 95,000
Contract term 15 years
Documents 3 deeds

Timeline

From signature
to income.

Wyndham contract for 15 years. 8% per year by contract, in USD.

  1. T0

    Signature

    Three deeds. Room registered in your name.

    Contribution USD 95,000
  2. T0+1m

    First payment

    One Trade transfers to your IBAN. USD.

    Monthly USD 633
  3. Year 1

    Yield

    Twelve payments. Quarterly report.

    Annual USD 7,600
  4. Year 15

    The room remains in your name under the same conditions, without the 8% per year contractual guarantee.

    Total received USD 114,000

Example with minimum ticket USD 95,000. Exact calculation in the financial dossier.

"8% per year by contract" is a yield contractually committed by One Trade S.A.; it is not an issue of securities or a regulated financial instrument.

The process

From the first email
to the first payment.

Three steps. None requires travel. Average time: 3060 days.

  1. 01
    You choose Week 1–2

    Project and room

    You receive the financial and architectural dossier. You reserve a specific unit with number and floor plan. Your lawyer reviews the master agreement.

    You sign
    Reservation · NDA
    Reversible
    Yes · 7d
  2. 02
    You formalise Week 3–6

    Three signatures, one day

    Purchase agreement, 15-year operating agreement with Wyndham and condominium regulations. A proxy if you do not travel. Registration in your name.

    You sign
    3 deeds
    Before
    Public notary
  3. 03
    You get paid From month 1

    Monthly payments in USD

    One Trade transfers the 8% per year, according to the contractual schedule: annual during construction, quarterly during operation. Quarterly report with occupancy and revenue.

    Currency
    USD
    Reporting
    Quarterly
Operated by

FAQ

What your lawyer
will want to know first.

A compilation of the questions typically raised when reviewing the master agreement. For specific scenarios, the project's commercial dossier contains the exact wording of each clause.

A

Structure and ownership

4 questions
  • A hotel room with a title deed in your name before a notary, registered at the Land Registry of the country where the hotel is located. It is not a share in a fund, not a right of use, not a timeshare. It is a real estate asset of yours, transferable and inheritable.

  • The correct legal term in regulated jurisdictions (CNMV in Spain, for example) is not "guaranteed" · that word would require One Trade to register as a financial instrument. The commitment is contractual: One Trade S.A. pays 8% per year to the owner of the room throughout the 15 years of operation, under the conditions of the signed contract. Wyndham is the hotel operator under an HMA contract, not the guarantor of the yield.

    In practice it means the same in terms of cash flow, but the legal figure is "yield by contract", not "guaranteed financial return". This does not constitute an issue of securities or a regulated financial instrument.

  • The SPV (special purpose vehicle) is the registered owner of the building, while the condominium regime divides the property into individual rooms. Your room is registered in your name with a share in the common areas. The SPV is legally separate from One Trade SA, which protects your room against contingencies affecting the developer.

  • Three documents signed before a notary in the same session: (1) deed of purchase of the room, (2) 15-year operating agreement with One Trade and Wyndham, and (3) condominium regulations for the property. All three are delivered to the investor before the first payment and registered at the corresponding Land Registry.

B

International taxation

3 questions
  • Each jurisdiction has its own regime. In Paraguay, foreign investors are taxed at 10% on Paraguayan-source yields (with applicable double taxation treaties). In the Dominican Republic and Argentina, withholdings are adjusted to the investor's country of residence and the bilateral treaty in force.

    One Trade's legal team provides a specific tax memorandum for each investor's country of residence before signing. Your local tax advisor receives the full documentation for review.

  • Paraguay has double taxation treaties in force with several Latin American and European countries. The Dominican Republic also has a network of treaties. For investors resident in Spain, Italy, Switzerland, Mexico or Brazil, the project's tax memorandum details the specific application of the bilateral treaty and the deduction for taxes paid at source.

    We recommend final validation with your local tax advisor before signing the deed.

  • Both apply. In the hotel's country, the room is real estate and is taxed on its ownership (property and local taxes). Yields are treated as income from the lease of a property under a hotel contract. In your country of residence, the treatment depends on the classification your tax advisor applies to the asset: foreign real estate or income from real estate capital, with specific reporting rules (form 720 in Spain, FBAR/FATCA where applicable).

C

Exit and scenarios

4 questions
  • Yes. The room is your real estate asset and may be transferred at any time. The contract with Wyndham is transferred to the new owner under the same conditions (yield, term, operating brand).

    One Trade offers an intermediation service between investors with rooms for sale and new buyers through the investor portal, at no membership cost. The transfer price is decided by the seller.

  • The operating agreement with Wyndham runs for 15 years with a renewal clause. Ownership of the room belongs to the investor regardless of the operator. In the remote scenario of the operator exiting, the real estate asset remains the investor's and One Trade is contractually obliged to reassign the operation to another hotel chain of equivalent tier (Marriott, IHG, Hilton, Accor) under the same economic conditions.

  • The 8% per year yield is contractual, not participatory. One Trade S.A. absorbs the difference between the actual operating return and the amount committed to the investor. The investor does not share in operating losses or in occupancy variations. The quarterly reporting shows the hotel's operating data, but the investor's payment is independent of it.

  • Three options chosen by the investor: (1) renew the operating agreement with Wyndham on the terms negotiated at that time, (2) replace the operator with another chain on market terms, or (3) exercise the exit option by selling the room at the close of the operating cycle.

    In any scenario, the room remains the investor's property beyond year 15. There is no mandatory buy-back, no automatic termination of the asset.

D

Succession and transfer

2 questions
  • Yes, the room is fully inheritable. Succession is governed by the law of the investor's country of residence, with registry effects in the hotel's country. The contract with Wyndham passes to the heir or heirs under identical conditions, with no renegotiation.

    We recommend that the investor include the room in their succession planning with their local legal advisor; One Trade provides documentary support to evidence ownership before the authorities of the hotel's country.

  • Yes. The room may be held in the name of a legal entity (holding or asset company) or contributed to a trust if the investor's jurisdiction provides for it. This often facilitates the investor's tax and succession planning.

    The process requires coordination between your local tax advisor and One Trade's legal team; the costs of the structure are borne by the investor.

Next step

Is your question
not here?

We set aside 30 minutes to review the Wyndham master agreement, the structure of the contract and the points your lawyer wants to go through. No commercial pressure.

Your lawyer may join the call.

Hospitality Investment Group · Wyndham Partner

We structure real estate investment in hotels operated by Wyndham Hotels & Resorts. Room with title deed, yield by contract.

Wyndham Ramada

Contact

comercial@onetrade.com.py

Siria 616 c/ Dominicana
Barrio Jara – Asunción – Paraguay